savings, finances, economy and home concept - close up of man counting money at home

I’ve decided that money is the most annoying thing! No matter how much you make, it always seems to not be enough. (At least when you have five children.) As soon as you think you are getting a handle on things something comes up, like a car repair, and you are struggling again! I’ve read all sorts of books about budgeting and the ideas are great, but I can’t seem to implement them properly. I feel like I used to be able to do this, but it is eluding me at the moment.

What strategies do you use to live within your means and prepare for the future?

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